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    Types of Travel Insurance

    Thai TempleThere are two main types of travel insurance (also known as trip insurance): Trip Protection and Medical Coverage.

    Trip Protection plans primarily cover Trip Cancellation (often referred to as “Trip Can”), Trip Interruption and Baggage (or Luggage) Protection. Essentially, Trip Protection style plans act as a financial safeguard to reimburse you for non-refundable fees or baggage replacement – which you would ordinarily lose without travel insurance.

    Some trip protection plans include a degree of medical coverage, but it is usually limited. The second type of travel insurance is full travel medical insurance, which helps protect you in case a medical emergency occurs on your trip. Many medical insurance plans do not cover you when you leave the country. However, a good travel medical insurance plan can reimburse you if you need to purchase medication, go to the emergency room, or be evacuated to a properly equipped hospital. If your primary health insurance doesn’t provide adequate coverage, the right travel insurance plan can provide worldwide medical insurance.

    Both types of travel insurance are available in single-trip or annual (multi-trip) plans. Chat with us live or contact us with any questions and we’ll be happy to help you pick the right plan for you.

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    RoamRight’s travel insurance plans protect leisure, business, student, and group travelers with both domestic and international trips. RoamRight is a registered trade name and brand used by a unit of Arch Insurance Company, a provider of global travel insurance. Our staff and customer service representatives have the expertise to offer customers information about trip and medical insurance packages, travel planning, and coverage options.

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