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    Travel Health Insurance

    Travel health insurance is an emergency health plan that goes wherever you go. When you have travel medical insurance, you'll be covered for emergency accidents and illnesses when you're far from home. Why do I need travel health insurance?

    If you already have health insurance, why would you need travel medical insurance too?

    Because your insurance may not travel with you.

    Many medical insurance plans do not cover care received outside the United States. This includes Medicare and Medicaid. Travelers on these plans should consider a short-term travel health insurance policy.

    Additionally, many health plans under the Affordable Care Act do not cover care received in other states. So even domestic travelers may need a medical travel insurance policy.

    How Travel Medical Insurance Saves Money

    If your insurance doesn't provide coverage when traveling, you could end up paying expensive medical bills. Medical emergencies are costly, and expenses can add up quickly.

    How quickly? One man had a medical emergency in Europe and required an air ambulance flight back to the United States. His expenses came to $117,000. Fortunately, he had travelers health insurance from RoamRight. Read his story.



    Types of Travel Health Insurance

    Travel health insurance is designed to cover medical bills like this. RoamRight offers several plans, depending on your travel medical insurance needs.

    • Medical-only
      Short-term health insurance and emergency medical evacuation coverage for travel outside the United States. Trips can be up to 180 days in length.
    • Multi-Trip Annual Medical
      An annual medical travel insurance plan for travelers who take several trips throughout the year.
    • Comprehensive Travel Insurance
      RoamRight’s comprehensive plans offer travel medical insurance in addition to trip cancellation coverage.

    Concerned about pre-existing medical conditions?

    If you have a pre-existing condition, you may want to consider one of RoamRight’s comprehensive travel insurance plans. These plans can include a waiver for pre-existing conditions if travel insurance is purchased within 21 days of making the initial trip deposit, the full cost of the trip is insured, and you are fit to travel at the time of purchase.

    RoamRight’s comprehensive plans also provide coverage for controlled pre-existing conditions. These are medical conditions that have not required a change in treatment or medication, or required medical care for at least six months* prior to purchasing travel insurance.

    *Plans may vary. Call customer service at 1-800-699-3845 for details.

    Rest easy with RoamRight’s money-back guarantee

    All RoamRight plans come with a money-back guarantee, so you can feel confident with your purchase.

    Start your quote for travel medical insurance, or call 1-800-699-3845 to speak with a representative.

    Get A Free Travel Insurance Quote 

    Travel smarter with travel insurance from RoamRight. Get your free, no-obligation quote online today.



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    RoamRight’s travel insurance plans protect leisure, business, student, and group travelers with both domestic and international trips. RoamRight is a registered trade name and brand used by a unit of Arch Insurance Company, a provider of global travel insurance. Our staff and customer service representatives have the expertise to offer customers information about trip and medical insurance packages, travel planning, and coverage options.

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