Coverage for Lost, Damaged, or Stolen Bags
Baggage insurance insurance will reimburse you for items that are lost, stolen, or damaged on your trip.
What is baggage insurance?
Baggage insurance can consist of two types of baggage/luggage coverage: (1) lost baggage and (2) baggage delay.
Baggage insurance, or luggage insurance, reimburses you for lost, stolen, or damaged luggage and personal items. This coverage is for the duration of your entire trip, not just your flight. In addition to protecting the value of your luggage and personal effects, luggage insurance can also assist and reimburse you if your credit cards or passports are stolen. Insurance for your luggage that lasts for your entire journey is important, as airlines typically only provide limited protection for your checked baggage and do not cover your carry-on items. They may also exclude certain items, such as jewelry or sports equipment.
There will be a per article limit shown on your baggage insurance plan, along with a combined maximum limit for items such as the following:
- articles consisting in whole or in part of silver, gold or platinum
- articles trimmed with or made mostly of fur
- sporting equipment
- ski equipment
- personal computers, radios, cameras, camcorders and their accessories and related equipment and other electronic items
Baggage delay coverage (included in your baggage insurance plan) is for the outbound journey (not the return flight) and will reimburse you for the expense of certain necessary personal effects if your checked luggage is delayed or misdirected for more than the allowed amount of time.
If you are traveling with anything highly valuable or expensive, it’s worth it to consider purchasing the appropriate level of baggage insurance. If needed, RoamRight’s flexible plans allow you to upgrade your level of baggage protection to ensure you get the coverage that meets your needs.