Get coverage in case you need to cut your trip short due to an emergency.
What Is Trip Interruption Insurance?
Trip interruption insurance helps protect the expenses you’ve already paid into your trip when you must cut your travels short and return home unexpectedly.
If you need to return home sooner than expected, with trip interruption insurance, you may be reimbursed for prepaid, non-refundable expenses associated with the portion of the trip that you didn't complete.
Covered reasons for trip interruption are often the same as those under trip cancellation insurance, including:*
- Sickness, injury and death of you, your travel companion, your destination host, or your family
- Jury duty, subpoenaed, etc.
- Destruction of primary residence
- Traffic accident while en route to your destination
- Terrorist attack in your destination
- Revocation of military leave
- Worker’s strike
- Weather events
- Bankruptcy of your travel supplier
- Being terminated or laid off from a job
- Natural disaster
- You discover you’re pregnant
- A family member is giving birth
- The school year is unexpectedly extended
*For a full list of covered reasons for trip interruption, please refer to your Arch RoamRight policy.
Trip interruption insurance can also reimburse you for costs incurred for airfare to return home, such as airline change fees. As with trip cancellation, there are limits to what you can claim for trip interruption insurance. Please refer to your Arch RoamRight policy for complete details.
For more information about the trip interruption coverage in your travel insurance plan, speak with an Arch RoamRight representative via live chat or at 1-855-762-6744 who can answer all of your travel insurance questions or start your sales process.
What is Not Covered with Trip Interruption
There are a number of instances that are not covered reasons for trip interruption under basic Arch RoamRight plans.
This include, but are not limited to:*
- Trip interruption as a result of simply changing your mind about traveling;
- Interruption caused by less than optimal weather (as opposed to natural disasters as outlined in your policy);
- War, invasions, hostilities between nations, or civil war.
*For a full list of exclusions, please refer to your policy.
Similar to trip interruption coverage is delayed arrival coverage. While trip interruption benefits provide coverage if you are already on your trip and need to cut it short, delayed arrival gives you equivalent coverage if you need to depart for your trip after your scheduled departure date. For example, if you have jury duty that is scheduled to end two days after your trip is scheduled to start. You may be able to be reimbursed for airline change fees and the change in travel plans required to get you back up to speed with your planned trip.
Plans with Trip Interruption Coverage
Most Arch RoamRight plans include trip interruption insurance and delayed arrival coverage. These include:
The benefit levels for trip interruption coverage may vary between Arch RoamRight plans. It is recommended that you read the policy details before purchasing a plan.
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