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    What Is Travel Insurance?

    Find out what is travel insurance to see if you need it.So you’re planning a trip? After you’ve booked your flights and hotels, take a moment and think about travel insurance. What is travel insurance? It’s the safety net you need to enjoy your time away from home.

    Traveling without insurance is a bit of a gamble. If someone in your family gets sick or your boss cancels your time off, can you afford to lose any deposits you’ve made for your trip? If you have an emergency and need to be transferred to a better hospital, can you pay for it? These situations happen more often than you’d think – and are costly when they do!

    (How costly? Read one man's story to find out.)

    What does travel insurance cover?

    While specific policies may vary, travel insurance generally covers:

    • Money lost due to trip cancellations, interruptions, or delays that are caused by a covered reason
    • Emergency medical care and evacuations in the event of unexpected illness or injury
    • A 24/7 support team to call for help, to locate medical care, arrange transportation and more

    Anytime you buy insurance, you should understand its coverages and limitations before you buy. You can view details for each of RoamRight’s policies, or contact our travel insurance experts who can answer any questions you may have.

    When Should You Buy Travel Insurance?

    For the greatest protection, you should buy travel insurance as soon after you book your trip as possible. Most travel insurance providers, including RoamRight, offer extra benefits if purchased within a certain time frame. For example, if you buy your RoamRight travel insurance within 21 days of making your initial trip deposit, you'll have a waiver for pre-existing medical conditions, as well as the possible opportunity to upgrade to Cancel For Any Reason coverage.

    Get a quote online or call 1-800-699-3845 with any questions. 

    Get A Free Travel Insurance Quote 

    Travel smarter with travel insurance from RoamRight. Get your free, no-obligation quote online today.



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    RoamRight’s travel insurance plans protect leisure, business, student, and group travelers with both domestic and international trips. RoamRight is a registered trade name and brand used by a unit of Arch Insurance Company, a provider of global travel insurance. Our staff and customer service representatives have the expertise to offer customers information about trip and medical insurance packages, travel planning, and coverage options.

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