Why would you need accidental death and dismemberment insurance for travel? Although travel is often considered a way to escape stress, keep in mind that you are still at risk for injury. Perhaps even more so than usual if you are unfamiliar with the area, or if you are participating in adventurous activities. Accidental death and dismemberment (AD&D) travel insurance also covers losing a limb and/or sight loss resulting from an accident.
AD&D is offered in many of our travel insurance plans, which can cover you 24-hours a day. There are two types of AD&D insurance – (1) regular AD&D and (2) AD&D Common Carrier Air Only Coverage. Regular travel accidental death and dismemberment insurance coverage provides a benefit if loss of life or limb occurs during a covered trip, up to the limit defined in the plan. AD&D Common Carrier Air Only provides coverage for any injury or death sustained while boarding, riding on, exiting from, being struck by, or run down by an aircraft. The AD&D plan you purchase will come with a Table of Losses – which details benefit amounts in the event of a covered loss.
RoamRight offers competitive pricing for our Accidental Death and Dismemberment travel insurance plans. For more information on coverages and pricing, please contact one of our representatives or get an instant quote by using the form to start comparing today.