Travel Insurance for Cruises
While many cruise lines offer cruise insurance at the time of booking, smart travelers know to shop for their cruise travel insurance. You don’t have to buy it directly from the cruise line, and buying it someplace else may give you even better benefits and greater protection.
Cruise Travel Insurance
When you purchase insurance from the cruise line, you are likely only insuring the cruise itself. What about the costs associated with the airfare? Extra hotel nights to arrive early? And what about medical coverage in an emergency? Many of these benefits are not included in the cruise insurance offered at the time of booking.
With a travel insurance plan from RoamRight, your entire trip is protected – from the time you leave home until you return. This means that if you miss a flight connection and therefore miss embarkation, you’re protected. Travel insurance may cover you if you can’t travel for any number of reasons, if you lose your luggage, and even if your flight is delayed or cancelled.
Cruise Insurance That Includes Travel Medical Insurance
While you may be more concerned about protecting the funds you paid out for the cruise, you should also consider the importance of travel medical insurance. A complicated medical emergency may require an evacuation from the cruise ship or from a port-of-call, and those costs can add up quickly.
Plus, with travel medical insurance, you’ll have access to a team of worldwide medical experts available 24/7. If you need medical care in a foreign country, this team can help you find the closest, most appropriate physicians and hospitals. So you can rest assured that you’ll be taken care of.
Cruise Credits vs. Claims Payments
In addition, many cruise lines will often offer reimbursement in the form of a credit. If you aren’t able or planning to take another cruise, then a credit is not useful. In fact, it forces you to plan a future vacation with the same cruise line.
When you choose travel insurance from RoamRight, any approved claims will be paid by check. So you’ll be getting actual money back. Maybe you’d rather take a train someplace instead of a cruise next time. Now, you can!
RoamRight knows you will have specific cruise insurance needs for your specific trip. The most suitable plans for a cruise vacation are
Pro Plus. If you plan on doing activities such as SCUBA diving, you may want to consider the Hazardous Sports Upgrade.