Health Insurance When You Travel
If you're traveling outside the USA, international heath insurance is a great choice for peace of mind and financial protection. Get a quote.
RoamRight's Medical plan provides international health insurance coverage for travel outside the U.S. It covers trips up to 6 months in length and has an
optional sports upgrade. This plan is not intended for
medical tourism.
International Health Insurance vs. Domestic Health Insurance
There are two main differences between international health insurance and standard domestic health insurance:
- International health insurance plans are generally offered at a lower cost and for a shorter term – lasting only for the duration of the trip.
- International health insurance can provide coverage for medical care throughout the world. Most standard domestic policies, including Medicare, do not provide this coverage, or require out-of-pocket payments that may or may not then be reimbursed.
RoamRight Travel Medical Plan Benefits
Accidents or illnesses can happen anywhere, which is a good reason
why you need travel medical insurance. International health insurance from RoamRight offers several levels of coverage options. Additional benefits include:
Schedule of Coverage and Services
Download the complete descriptionof coverage for your state of residency.
Note: This plan is not available to residents of the states of New York or Massachusetts, or residents of the state Washington who will be traveling for more than 90 days.
| Benefits |
Maximum Limit Per Person Per Trip |
| Part A - Travel Protection |
| Accident and Sickness Medical Expense |
Choice of:
$50,000, $100,000,
$250,000, or $500,000
(Ages 70-79: limited to $50,000;
Ages 80+: limited to $10,000) |
| Deductible |
$250 |
| Dental Sublimit |
$200 per tooth to a max of $1,000 |
| Incidental Home Country Benefit |
$25,000- for a maximum of 60 days |
| Deductible |
$0 |
| Extension of Benefits |
$5,000 for a maximum of 30 days / $0 deductible |
| Extension of Benefits Period |
Within 180 days of accident or sickness |
| In-Hospital Indemnity |
$100/day for a maximum of 30 days
(3 day waiting period) |
| Unexpected Recurrence of Pre-existing Condition |
$1,000 |
| Emergency Medical Evacuation / Repatriation |
$100,000 |
| Return of Mortal Remains |
$20,000 |
| Escort Expense |
$10,000 |
| Return of Minor Child |
$5,000 |
| Emergency Medical Reunion |
$10,000 |
| Part B - Travel Protection |
| Trip Interruption |
$5,000 |
| Part C - Baggage Protection |
| Baggage and Personal Effects |
$250 |
| Part D - Travel Accident Protection |
| Accidental Death and Dismemberment |
$25,000 |
Get A Quote For International Travel Health Insurance
Get a quote for RoamRight's Medical plan using the form on this page. For more information about international health insurance, contact a RoamRight representative via live chat or 1-800-699-3845. As with all RoamRight products, the RoamRight Medical plan comes with a
money-back guarantee, so you can continue to evaluate your coverage, even after you buy.