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Preferred Travel Insurance Plan

RoamRight's Most Popular Plan

Shop for affordable travel insurance with RoamRight. Our Preferred plan offers standard travel insurance coverage for trips in the US and abroad.

The Preferred plan represents a mid-tier standard travel insurance package between RoamRight Elite and Essential plans. As the name implies, the Preferred package provides coverage for most trips and vacations.

Special features of the standard travel insurance package include:

  • One child (under age 18) for each covered adult can be covered under standard travel insurance at no additional cost.
  • Accidental Death and Dismemberment coverage.
  • Trip interruption insurance worth up to 150% of the trip cost.
  • Decreased trip delay and baggage delay time limits from the Essential travel insurance package.
  • Expanded maximum limits for many of the coverages found in the Essential travel insurance package.
  • If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, then you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy.
  • An optional Cancel for Any Reason upgrade is available if purchased within 21 days of making the initial trip deposit. (Not available to residents of New York.)

Schedule of Coverage and Services

Download the complete description of coverage for your state of residency.

Benefits Maximum Limit Per Person
Part A - Travel Protection
Trip Cancellation* Trip Cost**
Trip Interruption
($750 Return Air Only if $0 displayed for Trip Cancellation on Your Confirmation of Benefits.)
150% of Trip Cost**
Missed Connection and Itinerary Change (3 Hours) $500
Trip Delay (6 Hours) $1,000 ($200/day)
Part B - Medical Protection
Emergency Accident and Sickness Medical Expense $50,000
Deductible $50
Dental Sublimit $750
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains $500,000
Part C - Baggage Protection
Baggage and Personal Effects $1,000
Per Article Limit $250
Combined Articles Limit $500
Baggage Delay (12 Hours) $300
Part D - Travel Accident Protection
Accidental Death and Dismemberment $10,000

*Not applicable when $0 Trip Cost is displayed for Trip Cancellation on Your Confirmation of Benefits.
** Up to the lesser of the Trip Cost paid or the limit of Coverage on Your Confirmation of Benefits.

If you would like to expand the protection for your trip by increasing limits or available coverage, you can customize your standard travel insurance by purchasing additional upgrades or riders. You can also consider purchasing the Elite travel insurance package, which features additional coverages and higher maximum limits for many of the coverages. Visit the RoamRight plan comparison page to see how the Preferred travel insurance package compares to our other packages.

RoamRight representatives are standing by via live chat to answer questions about the Preferred travel insurance plan or help you purchase the upgrades that are best for your trip. We’re here to help you get the perfect travel insurance package.