When it comes to travel insurance, we often don’t realize its importance until a situation occurs where we need it. You could miss your flight due to a car accident on the way to the airport, or your airline could lose your bags on your departure flight to a 10-day backpacking trip in Europe. For these reasons, and so many more, travelers are utilizing travel insurance to ensure that they have the coverage they need when life doesn’t go as planned. But once you’ve made the smart decision to get travel insurance, the next decision becomes which type to choose. This travel insurance comparison provides insight into three different types of insurance plans to help you determine which one may be right for you.
Single-trip insurance covers exactly that: a single trip. One of the greatest advantages of this type of insurance plan is that it provides you with the flexibility to select options based on a specific trip, whereas the multi-trip insurance plan requires you to select your coverage in advance for the entire year.
Multi-trip insurance, also referred to as annual travel insurance, provides coverage for up to four trips throughout the year, so long as each trip is 30 to 90 days in duration, depending on the plan you purchase. One of its greatest advantages compared to the single-trip option is that you don’t have to re-purchase insurance policies throughout the year.
Medical insurance plans, such as RoamRight’s (Outside U.S.) Travel Medical Insurance Plan can reduce your medical deductibles and increase your options for treatment if you become injured or ill while traveling internationally. It also covers trips up to 360 days in length.
Still unsure about which travel insurance coverage is right for your trip? Gain further insight about important travel coverage to consider through our SlideShare presentation, “Travel Insurance Benefits,” or call RoamRight at 1-800-699-3845 to speak with one of our customer service representatives.
*Not available to Texas residents.
What travel insurance plan do you purchase when you travel?
Note: Available plans and coverages may have changed since this blog was published.
Arch RoamRight recently launched two plans on our website; learn the differences between the plans.
Volcanic eruptions are natural disasters that may be covered events under Arch RoamRight travel protection plans. From minor disruptions to catastrophic events, volcanos can affect travelers around the world.
Sharon Mostyn has more than 25 years of experience in marketing and communications. Between leading the RoamRight marketing team and speaking on ecommerce, social media and digital communications, Sharon enjoys traveling with her family. Avid SCUBA divers, the Mostyn clan frequents the Caribbean. Follow Sharon on Twitter, connect with her on LinkedIn, and put her in your Google Plus circle.
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