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Adventure travel insurance, or Hazardous Sports Coverage, covers a broad range of activities – from bungee jumping and hang gliding to rock climbing and spelunking – and it’s important to make sure you have the right travel insurance plan for your activities.

Why Adventure Travel Insurance?

There are some activities that are not covered under many base travel insurance plans. These are types of activities that naturally come with a higher risk for injuries.

Specialized Benefits of Adventure Travel Insurance

Many Arch RoamRight policies come with an optional Hazardous Sports Upgrade that is important for any extreme sports vacation. Additional baggage coverage protects important belongings and expensive equipment like skis and SCUBA gear. Higher medical evacuation can be helpful if you’re participating in an activity in a remote location.

Insurance for Hazardous Sports

Even more extreme adventure travelers can still get travel insurance. Arch RoamRight’s Hazardous Sports Upgrade covers activities like:

  • Bungee jumping
  • Caving / Spelunking
  • Hang Gliding
  • Ice Climbing (where ropes or guides are normally used, up to 15,000 feet)
  • Mountaineering (where ropes or guides are normally used, up to 15,000 feet)
  • Parachuting
  • Paragliding / Parapenting
  • Rock climbing (where ropes or guides are normally used, up to 15,000 feet)
  • SCUBA Diving (involving underwater breathing apparatus - OR - if PADI or NAUI certified, to depths below 130 feet)
  • Skydiving

You may want to check our list of covered activities to ensure that you choose the right travel insurance plan.

There are certain activities that are always excluded by Arch RoamRight plans, even with Hazardous Sports coverage:

  • Participating as a professional in a stunt, athletic or sporting event or competition,
  • Bodily contact sports
  • Any race or speed contests
  • Heli-skiing / boarding
  • Piloting or learning to pilot an aircraft
  • SCUBA diving (if you are not PADI or NAUI certified)
  • Skiing / Snowboarding - extreme, outside marked trails or heli-skiing

How to Get Coverage for Hazardous Sports

The Hazardous Sports Upgrade is available in the Arch RoamRight Pro and Pro Plus plans.

To add Hazardous Sports coverage to your quote, you can add it to your plan on the upgrades page in the Arch RoamRight online buying process.

If you need help deciding which type of travel insurance plan will cover your activities, call our customer service team at 1-800-699-3845. They’ll review your trip details with you and suggest a plan that has just the right amount of coverage to protect your trip. You can also chat with us online or contact us by email.

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