Most travel insurance plans include trip cancellation coverage for a set list of covered reasons — such as illness, injury, weather events or other unforeseen disruptions. But what if you simply decide you don’t want to go?

That’s where Cancel For Any Reason (CancelFlex) travel insurance comes in. It offers travelers added flexibility, letting you cancel a trip for personal or non-covered reasons, and still recover a portion of your unused, prepaid, non-refundable payments or deposits.

If you’re planning a major trip and want more control over cancellation, here’s what to know about CancelFlex, and how Arch RoamRight makes it available.

🧭 What Is Cancel For Any Reason Coverage?

Arch RoamRight’s CancelFlex plan, available through our travel partners, allows you to cancel your trip for reasons not listed in the standard policy — including personal preferences, changes in plans or general concerns — and receive partial reimbursement.

It’s especially useful if you:

• Are booking a high-value or complex trip
• Are concerned about global events or destination-specific risks
• Prefer flexibility in uncertain circumstances

💵 How Much Is Reimbursed With CancelFlex?

With Arch RoamRight’s CancelFlex plan, travelers may receive up to 75% of their unused, prepaid, non-refundable trip cost back, depending on when the cancellation occurs.

It’s important to note that:

• The reimbursement percentage is capped (it is not 100%)
• The refund is based only on the insured trip cost
• The claim must be submitted in accordance with the policy terms

⏳ Eligibility Requirements for CancelFlex

CancelFlex is time-sensitive and has specific purchase requirements. To qualify for this plan with Arch RoamRight, travelers typically must:

• Purchase the travel insurance plan within 21 days of making their initial trip deposit
• Insure 100% of the non-refundable, prepaid trip cost

If you miss these timeframes or requirements, you may not be eligible for this plan.

🧠 Examples of When CancelFlex May Be Useful

CancelFlex coverage applies in situations like:

• You decide not to travel due to uncertainty about your destination
• A family member not covered under the policy becomes ill and you want to stay home
• You lose interest in the trip or change your mind
• You’re concerned about a spike in local unrest or cases of illness, even if the destination remains open

These are not covered reasons under standard cancellation coverage, but they may qualify under CancelFlex, if all conditions are met.

🧾 What CancelFlex Doesn’t Cover

CancelFlex does not mean “full cancellation reimbursement.” It also does not override policy terms regarding benefit limits, purchase deadlines or required documentation.

Additionally, CancelFlex:

• Does not apply to trip interruption (only cancellation before departure)
• Requires you to cancel at least 48 hours prior to your trip start

📈 Is Cancel For Any Reason Worth It?

That depends on your travel plans, risk tolerance and how much flexibility you want. CancelFlex can be particularly valuable if:

• You’re booking far in advance
• Your trip cost is significant
• Your circumstances may change (job, family, etc.)
• You want added control and less risk exposure

For travelers who prefer to protect their trip, even when the cancellation reason doesn’t meet traditional criteria, CancelFlex is often a good option.

🛡️ Arch RoamRight Offers Flexibility and Transparency

With Arch RoamRight, you can:

• View CancelFlex eligibility at the time of quoting
• Speak with a licensed agent to confirm terms and conditions

✈️ Ready to Travel on Your Terms?

Travel doesn’t always go as planned, and sometimes, your reasons for canceling don’t fall neatly into policy categories. With CancelFlex coverage from Arch RoamRight, you can gain more flexibility and help reduce the risk of losing your trip payments or deposits.

Explore Arch RoamRight travel insurance plans or contact your travel advisor to see if CancelFlex is right for your next trip.