Family vacations can be unforgettable — and occasionally, unpredictable. From last-minute illnesses to airline mishaps, traveling with children introduces a different level of complexity. While no one likes to imagine their trip going off course, it’s worth asking: If something unexpected happened, how would it affect your plans?
That’s where travel insurance can provide value. Arch RoamRight offers travel insurance plans designed to help families navigate the uncertainties of travel, with benefits tailored to common disruptions.
🧸 Kids Get Sick — And It Can Disrupt the Entire Trip
Whether it’s a sudden fever or a trip to urgent care, health issues are one of the most common reasons families alter travel plans. Arch RoamRight’s travel insurance includes emergency medical coverage, which may reimburse the cost of treatment for eligible sicknesses or injuries that occur during your trip.
If an illness prevents your child from traveling at all, trip cancellation coverage may help recover non-refundable expenses like airfare, accommodations and tour bookings — provided the cancellation is due to a covered reason.
🛫 Delays and Cancellations Affect More Than Just Itineraries
Flight delays or cancellations can be frustrating under any circumstances. But when you’re managing toddlers or coordinating multiple travelers, they may become stressful — and expensive.
Many Arch RoamRight plans include travel delay benefits, which may reimburse additional expenses such as meals, hotel stays or transportation. If you miss a connecting flight that causes you to miss part of your trip, missed connection benefits may also apply.
🧳 Baggage Issues Hit Harder With Kids in Tow
If your checked baggage is delayed — and it contains formula, diapers or kids’ clothing — the impact is immediate. Baggage delay coverage can help you recover the cost of purchasing necessary items until your luggage is returned.
If your baggage is lost or damaged, baggage loss coverage may provide reimbursement for those belongings, within the policy’s limits.
🏥 Medical Evacuation and 24/7 Support
Traveling with kids in unfamiliar environments means thinking ahead — especially when it comes to emergencies. Arch RoamRight plans typically include emergency medical evacuation coverage, which may pay for transportation to the nearest suitable medical facility if local care is inadequate.
All plans also include 24/7 travel assistance services, so help is always just a phone call away — whether you need assistance finding a local doctor or rebooking missed transportation.
👨👩👧👦 Family-Friendly Features to Know
- Children May Be Covered at No Additional Cost: Some Arch RoamRight plans include coverage for one child per insured adult at no extra charge (age limits and terms apply).
- Single Policy, Multiple Travelers: Families can often be covered under one plan, simplifying paperwork and communication.
- Flexible Plan Options: Choose the level of coverage that matches your trip and budget.
🧠 Planning Ahead Means Less Stress Later
While no travel insurance plan can prevent issues from happening, it can make it easier to manage the fallout. Whether you’re flying across the country to visit family or embarking on a once-in-a-lifetime international adventure, having travel insurance means you’re not navigating all surprises alone.
✏️ A Common Example
Case:
A family traveling to a national park had to cancel their trip when their youngest child developed an ear infection the day before departure. Thanks to their Arch RoamRight policy — purchased within the required window — they were reimbursed for their non-refundable hotel, park passes and airfare.
They were later able to rebook their trip for a better time.
🎯 Travel Insurance That Keeps Families Moving
From medical emergencies to missed flights, traveling with kids adds another layer of complexity — but it doesn’t have to add uncertainty. With Arch RoamRight, families get access to travel insurance benefits backed by an experienced customer service team.
Start exploring your coverage options today.
Get a family travel insurance quote with Arch RoamRight.

