National parks receive millions of visitors a year, and for a good reason. Whether domestic or abroad, national parks have some of the most beautiful scenery a country has to offer, as well as acting as a host to a number of different outdoor activities. When taking a trip to a national park, it’s important to take measures to ensure your safety, and travel insurance may be a way to help.
Many of those who travel to national parks do so to spend time in the great outdoors, and this can include taking part in adventure sports. Adventure sports inherently come with a certain amount of risk, which you may want covered in the case of an accident or injury. While Arch RoamRight plans offer coverage for a variety of outdoor activities without additional upgrades, there are some that require an upgrade.
Adventure sports travel insurance coverage, also referred to as hazardous sports or extreme sports coverage, is an optional upgrade to some Arch RoamRight plans that provides coverage for things that can happen while participating in hazardous sports.
Under Arch RoamRight plans, these sports are considered adventure sports and require the Hazardous Sports Upgrade in order to be eligible for coverage for claimable events that happen while participating in these activities:*
*This list is not inclusive. If you do not see the sport you are planning to participate in listed please contact our customer service team at 855-762-6744.
The Hazardous Sports Upgrade provides coverage if you become injured while participating in any of the sports listed above. Benefits for treatment and medical evacuation can be covered up to the maximum benefit shown under the Emergency Accident Medical Expense coverage.
Beyond providing coverage in the event of a medical emergency, all Arch RoamRight insureds have access to a 24/7 emergency assistance line which puts trained emergency travel assistance providers at your fingertips. They also can help you find quality, local medical care and provide translation services if needed.
Having a national park as your destination can leave your plans vulnerable to inclement weather. Arch RoamRight’s policies can cover weather-related natural disasters that make destinations uninhabitable or require evacuations, such as blizzards, wildfires, earthquakes, and others. Keep in mind that while the conditions for your trip may not be ideal, such as a week-long forecast of cloudy skies and rain on your tropical vacation, coverages may not go into effect unless certain conditions are met. Arch RoamRight’s trip cancellation and trip interruption coverage will go into effect when:
Having to cancel your trip when you have activities planned and accommodations or flights booked, cancelling them can put you in a tough spot. Should an occasion arise that prevents you from traveling to or remaining in your destination, travel insurance may be able to provide a Trip Cancellation benefit. The Trip Cancellation benefit offered in Arch RoamRight’s travel insurance plans can help protect nonrefundable payments that you plan to make on your trip, such as hotels, tours, and packages.
Some limitations apply when filing a claim for trip cancellation insurance. However, our Cancel for Any Reason upgrade allows you to make a cancellation insurance claim for any and all reasons.
Visit our website to learn more about what travel insurance can offer for active travel and how travel insurance can help protect other types of adventurous trips such as road trips.
Note: Available plans and coverages may have changed since this blog was published.
Arch RoamRight recently launched two plans on our website; learn the differences between the plans.
Volcanic eruptions are natural disasters that may be covered events under Arch RoamRight travel protection plans. From minor disruptions to catastrophic events, volcanos can affect travelers around the world.
Adele DiRende is a Marketing Intern currently pursuing a
degree in Mass Communications at Towson University. Although the wallet of a
college student is not kind to those with a passion for travel, Adele has
experience in international travel to places like Italy and the UK, as well as
domestic travel around the U.S. In addition to travel, Adele enjoys
photography, music, and creative writing. Connect with her on LinkedIn.
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