Arch RoamRight Upgrades
Enhance your Arch RoamRight travel insurance plan with optional upgrades tailored to your travel style. From added protection for rental cars and business equipment to coverage for adventure sports and shorter baggage delay times, these upgrades let you customize your plan for greater flexibility, confidence, and protection wherever your trip takes you.
Rental Car Coverage
Driving while traveling gives you flexibility and freedom, but it can also bring unexpected risks. The rental car coverage upgrade from Arch RoamRight helps protect you from costly repair or replacement expenses if your rental vehicle is damaged or stolen during your trip.
What Is Rental Car Coverage?
Rental car coverage is an optional upgrade available on select Arch RoamRight plans. It provides reimbursement for repair, replacement, or loss-of-use costs if your rental car is damaged due to a collision, theft, vandalism or other covered events.
This upgrade helps you avoid filing a claim with your personal auto insurance or paying out of pocket for costly vehicle repairs abroad.
What It Can Cover?
- Repair or replacement costs if your rental vehicle is damaged or stolen
- Coverage for vandalism, collision or natural disaster damage
- Reimbursement for “loss of use” fees charged by rental companies
- Worldwide coverage (excluding countries listed as ineligible in your policy)
- 24/7 travel assistance to help report damage and manage claims
(Coverage, exclusions and availability vary by plan. Refer to your policy for complete details.)
Why Add Rental Car Coverage?
Many travelers assume their personal auto insurance or credit card automatically covers rental cars, but coverage often excludes international rentals or certain vehicle types. Without proper protection, even a minor accident could lead to significant out-of-pocket expenses.
By adding the rental car coverage upgrade to your Arch RoamRight travel insurance plan, you can drive with greater confidence knowing you’re covered for unexpected damage or theft.
Plans That Offer the Rental Car Coverage Upgrade
Rental Car Coverage is available as an optional upgrade on the following Arch RoamRight plans:
Pro Plan
Pro Plus Plan
On Trip Plus Plan
To include this protection, simply select the rental car coverage option when purchasing your policy.
Compare all of our travel insurance plans to see which options fit your trip and driving needs.
Frequently Asked Questions
Does the Rental Car Coverage upgrade replace my car insurance?
No. This upgrade supplements your existing coverage and can help you avoid using your personal auto insurance, especially for international rentals.
Is coverage available worldwide?
Yes, with some country exclusions. Refer to your policy for a full list of covered and excluded destinations.
Does this upgrade cover liability for injuries or damage to others?
No. Rental car coverage applies only to damage or loss to the rental vehicle itself. It does not include liability coverage.
What should I do if my rental car is damaged?
Notify local authorities and the rental car company immediately, then contact Arch RoamRight’s 24/7 assistance team for guidance on documentation and claims.
If you have questions, our knowledgeable Customer Service Representatives can assist you in finding the right plan. Call us at