Arch RoamRight Upgrades
Enhance your Arch RoamRight travel insurance plan with optional upgrades tailored to your travel style. From added protection for rental cars and business equipment to coverage for adventure sports and shorter baggage delay times, these upgrades let you customize your plan for greater flexibility, confidence, and protection wherever your trip takes you.
Baggage Upgrade Coverage
When your luggage doesn’t arrive on time, it can disrupt your entire trip. The Baggage Upgrade from Arch RoamRight offers enhanced protection, reducing the baggage delay time requirement to just 6 hours and expanding coverage to include business equipment that’s lost, damaged or delayed during travel.
What Is the Baggage Upgrade?
This optional upgrade enhances your standard Baggage and Personal Effects and Baggage Delay benefits. It provides faster reimbursement for essential items when your luggage is delayed and adds coverage for business-related property, perfect for travelers combining work and leisure.
Whether you’re traveling for a conference, a family vacation, or both, this upgrade helps keep your trip on track and your professional plans uninterrupted.
What It Can Cover?
- Reimbursement for essential items when baggage is delayed 6 hours or more (reduced from standard delay times)
- Coverage for business equipment such as laptops, presentation materials and professional tools
- Loss, theft, or damage to personal and business belongings during your trip
- Reimbursement for items lost or damaged by airlines, cruise lines or other common carriers
- 24/7 assistance for reporting and coordinating baggage claims
(Coverage limits and eligible items vary by plan. Refer to your policy for full details.)
Why Add the Baggage Upgrade?
A luggage delay can mean lost time, and lost productivity. With the baggage upgrade, you’ll receive reimbursement to replace clothing, toiletries, and other essentials, so you can continue your trip without disruption.
If you travel for business or bring valuable work materials, this upgrade adds extra protection for your equipment, helping you recover more quickly from baggage mishaps and avoid costly replacements.
Plans That Offer the Baggage Upgrade
The Baggage Upgrade is available as an optional add-on to the following Arch RoamRight plans:
Pro Plan
Pro Plus Plan
On Trip Plus Plan
Select this option when purchasing your policy to enhance your standard baggage benefits.
Explore our travel insurance plans to find the protection that best fits your travel needs.
Frequently Asked Questions
How is the Baggage Upgrade different from standard Baggage coverage?
The upgrade reduces the baggage delay waiting period to 6 hours and adds coverage for business equipment, which isn’t included under standard baggage coverage.
What qualifies as business equipment?
Covered business equipment may include laptops, tablets, presentation materials, professional tools and other work-related devices or supplies. Refer to your policy for specific definitions and limits.
Does this upgrade include both loss and delay coverage?
Yes. The baggage upgrade enhances both your Baggage and Personal Effects and Baggage Delay benefits.
What should I do if my luggage or business equipment is delayed or lost?
Notify your airline or transportation provider immediately and obtain a written report. Then contact Arch RoamRight’s 24/7 assistance team to start the claims process
If you have questions, our knowledgeable Customer Service Representatives can assist you in finding the right plan. Call us at