Trip Interruption Coverage
Even the best-planned trips can take an unexpected turn. Trip Interruption coverage helps protect your trip if you need to cut your trip short for a covered reason.
What is Trip Interruption Coverage?
Trip Interruption coverage reimburses you for the unused portion of your prepaid, non-refundable trip costs if you must return home early or delay your trip due to a covered event. It can also cover the additional expenses you incur to return home or rejoin your trip, depending on your situation.
- Illness, injury, or death of a traveler or family member
- Natural disaster or severe weather affecting your destination or home
- A covered event causing your home or business to become uninhabitable
- Common carrier delays or cancellations
- Quarantine or travel advisories impacting your itinerary
(Refer to your policy for full details and all covered reasons.)
Why It’s Important
When unexpected circumstances force you to change plans mid-trip, costs can add up quickly, from unused hotel nights to new airline tickets home. Trip Interruption coverage helps you recover those costs, giving you some peace of mind when the unexpected happens.
Plans That Include Trip Interruption
Trip Interruption is included in many Arch RoamRight travel insurance plans, including:
Pro Plan
Pro Plus Plan
Multi-Trip Plan
If you’re looking for protection that goes beyond trip interruption, including trip cancellation, emergency medical coverage and more, compare all of our travel insurance plans to find the best option for your next trip.
Frequently Asked Questions
What’s the difference between Trip Cancellation and Trip Interruption coverage?
Trip Cancellation coverage protects your prepaid, non-refundable trip costs if you need to cancel before departure. Trip Interruption coverage applies once your trip has started, reimbursing you for unused portions and additional transportation expenses if you must return home early for a covered reason.
How do I know if my situation is covered?
Covered reasons are specifically listed in your policy. Common examples include illness, injury, death, natural disasters and certain travel disruptions. Review your policy for the full list of covered events or contact our Customer Service team for guidance.
Does Trip Interruption cover additional airfare to return home?
Yes. If you must return home early for a covered reason, trip interruption coverage may reimburse you for additional transportation costs required to return home or to rejoin your trip.
How do I file a claim for Trip Interruption?
You can file a claim online or contact our claims team directly. Be sure to include documentation such as proof of payment, unused tickets and receipts for any additional expenses incurred.
Which Arch RoamRight plans include Trip Interruption coverage?
Trip Interruption is included in the Pro, Pro Plus, and Multi-Trip plans. Each plan offers different coverage limits and features, so be sure to review your policy before purchase.
If you have questions, our knowledgeable Customer Service Representatives can assist you in finding the right plan. Call us at