On Trip Plus Plan
Coverage That Starts After Your Trip Begins
Planning a last-minute getaway or leaving soon? The On Trip Plus Plan is designed for travelers who may not need trip cancellation coverage but still want protection for medical emergencies and travel disruptions. With this plan, you can purchase coverage up to the day before departure, making it an ideal choice for last-minute trips or when you only need coverage once you’re already committed to traveling.
Why Choose the On Trip Plus Plan?
• Purchase up to the day before departure — great for last-minute bookings.
• Designed for travelers who don’t need trip cancellation coverage.
• Focused on emergency medical and evacuation protection while away.
Key Benefits of the On Trip Plus Plan
Emergency Medical Coverage
Provides benefits for covered medical expenses if you become sick or injured while traveling.
Emergency Medical Evacuation
Arranges and pays for transportation to the nearest suitable medical facility if needed.
Return Flight Home
Reimburses the cost of your flight home if you need to cut your trip short for a covered reason.
Trip Delay Coverage
Helps cover meals, accommodations, and transportation during covered delays.
Baggage & Personal Effects
Protects against loss, theft, or damage to your luggage and belongings.
24/7 Travel Assistance Services
Round-the-clock support for medical emergencies, travel disruptions, and logistical help.
Protect Your Next Trip
Even at the Last Minute
Get flexible coverage when you don’t need cancellation benefits. See how the On Trip Plus Plan can keep you covered while traveling.
On Trip Plus Plan Benefits and Coverages
| Benefits | Maximum Limit |
|---|---|
| Return Flight Cost | $750 |
| Itinerary Change | $500 |
| Trip Delay | $2,000 ($200/day), after a 6+ hour delay |
| Missed Connection | $750, after a 3+ hour delay |
| Baggage Delay | $400, after a 12+ hour delay |
| Baggage and Personal Effects | $1,500 ($250 per article, combined limit of $600 for valuables) |
| Emergency Accident and Sickness Medical Expense | $75,000, $750 for Dental, no deductible |
| Primary or Excess Medical | Primary |
| Emergency Medical Evacuation and Repatriation | $600,000 |
| Political or Security Evacuation | $100,000 |
| Accidental Death and Dismemberment - 24 Hour | $10,000 |
| Accidental Death and Dismemberment - Air Only | $25,000 |
| Emergency Travel Assistance Services* | Included |
| Optional Upgrades | Maximum Limit |
|---|---|
| Baggage Upgrade | Delay decreased to 6+ hours, includes business equipment |
| Rental Car Damage | $50,000 max (no deductible) |
| Sports and Equipment Rental Coverage | $1,000 sports coverage, $1,000 sports/business equipment rental, hazardous sports (included in medical expense) |
*Provided by designated assistance provider.
Terms, conditions and exclusions apply. Please see your plan for full details.
For more information about the best plan for your travel needs, contact our licensed, highly-rated customer service team at