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Traveler Dates of Birth: Explaination of Traveler Date of Birth

Essential Travel Insurance Plan

Essential Coverage for All Your Travels

RoamRight's Essential plan basic travel insurance provides the coverage you need as you travel including trip cancellation, medical and baggage insurance.

The Essential travel insurance package provides the coverage you need to have peace of mind during your trip. RoamRight’s Essential travel insurance package can be broken down into three critical parts:  Trip Cancellation insurancetourist health insurance, and  baggage insurance.

Special features of the basic travel insurance package include:

  • Trip interruption and cancellation coverage for up to the cost of your trip.
  • Medical benefits to cover medical costs incurred during your trip – this important feature is generally not available through Medicare or Medicaid or standard healthcare insurance policies when traveling abroad.
  • Coverage for emergency  medical evacuation costs.
  • Reimbursement for lost or delayed baggage and personal effects.
  • 24/7 Assistance services hotline to help you navigate through the claims process, provide travel info, concierge services, and more.

Schedule of Coverage and Services

Download the complete description of coverage for your state of residency.

Benefits Maximum Limit Per Person
Part A - Travel Protection
Trip Cancellation* Trip Cost**
Trip Interruption
($500 Return Air Only if $0 displayed for Trip Cancellation on Your Confirmation of Benefits.)
100% of Trip Cost**
Missed Connection and Itinerary Change (6 Hours) $200
Trip Delay (12 Hours) $500 ($100/day, 12 hours)
Part B - Medical Protection
Emergency Accident and Sickness Medical Expense $15,000
Deductible $50
Dental Sublimit $500
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains $150,000
Part C - Baggage Protection
Baggage and Personal Effects $750
Per Article Limit $250
Combined Articles Limit $500
Deductible $50
Baggage Delay (24 Hours) $200

*Not applicable when $0 Trip Cost is displayed for Trip Cancellation on Your Confirmation of Benefits.
** Up to the lesser of the Trip Cost paid or the limit of Coverage on Your Confirmation of Benefits.


The Essential travel insurance package can be customized by purchasing various upgrades to increase the coverage for your trip. Both the  Preferred travel insurance and  Elite travel insurance plans build on RoamRight’s Essential travel insurance package with additional protection. If you feel your trip will require more coverage than what is outlined in the Essential package, consider upgrading to either the Preferred or Elite packages. You can easily compare all three by visiting RoamRight’s  plan comparison page.

RoamRight representatives are standing by via live chat to instantly answer your questions about our Essential travel insurance package or go over coverage details and upgrades. Let us help you select the travel insurance plan that’s right for you.