What Is Travel Insurance?

Travel insurance is designed to help protect you from unexpected events before and during your trip, including cancellations and delays to medical emergencies and lost baggage. Whether you’re traveling abroad or across the country, a travel insurance plan from Arch RoamRight can provide coverage and support when the unexpected happens.

Why Travel Insurance Matters

Even the best-planned trips can go off course. Flights get delayed, luggage goes missing and illnesses or injuries can interrupt your trip. Travel insurance helps you recover from these disruptions and gives you access to 24/7 assistance when you need it most.

With Arch RoamRight, travelers gain some peace of mind knowing they have protection for covered events like trip cancellations, interruptions and emergency medical expenses.

What Does Travel Insurance Cover?

Coverage varies by plan, but many travel insurance policies include benefits such as:

  • Trip Cancellation: Reimburses non-refundable trip costs if you must cancel for a covered reason such as illness, injury, or severe weather.
  • Trip Interruption: Provides reimbursement if you need to cut your trip short for a covered reason.
  • Emergency Medical Coverage: Helps pay for covered medical care if you become sick or injured while traveling.
  • Emergency Medical Evacuation: Covers transportation to the nearest appropriate medical facility in the event of a serious medical emergency.
  • Baggage and Personal Effects: Offers reimbursement if your luggage or personal belongings are lost, damaged, or stolen.
  • Travel Delay: Helps cover additional costs like meals or accommodations if your trip is delayed for a covered reason.
  • 24/7 Global Assistance: Access emergency help, travel information, and support any time, anywhere.

Each Arch RoamRight plan outlines specific covered reasons and limits. You can review plan details before purchase to find the best fit for your travel needs.

Who Should Consider Travel Insurance?

Anyone planning a trip can gain valuable protection with travel insurance.

happy family walking through airport
  • Families: Protect vacations that involve non-refundable deposits or pre-paid activities.
  • Business Travelers: Safeguard flights, accommodations and equipment.
  • International Travelers: Get coverage for emergency medical expenses abroad.
  • Frequent Travelers: Save time with an annual or multi-trip plan option.

Travel insurance helps ensure that an unexpected disruption doesn’t derail your entire trip.

When to Buy Travel Insurance

Ideally, we recommend purchasing travel insurance soon after making your first trip payment. However, Arch RoamRight also offers plans that can be purchased up to the day before departure, perfect for last-minute travelers who still want protection.

How to Choose the Right Plan

If you have any questions about how travel insurance works, or if you need assistance obtaining a quote or filing a claim, you can contact us:

excited woman traveler in airport

Arch RoamRight offers several plan options to match your travel style and budget. Consider:

  • Whether you need trip cancellation protection
  • How much medical coverage you may need abroad
  • Whether you prefer single-trip or annual coverage

Compare plans easily online to find the protection that fits your itinerary.

Why Choose Arch RoamRight?

Arch RoamRight is part of Arch Insurance Company, rated A+ (Superior) by A.M. Best. We’ve helped travelers protect their adventures for more than a decade through reliable coverage, innovative digital tools and dedicated 24/7 support.

When you travel with Arch RoamRight, you can travel confidently, knowing that you and your trip are protected.

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Get a Quote Today

Ready to travel smarter?

Get a free travel insurance quote from Arch RoamRight today and explore how our plans can help protect your next trip.

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