Travel Insurance Coverage Alerts
Hurricanes & Natural Disasters
Travel plans can be disrupted by unexpected weather or natural disasters. When these events occur, they may affect how travel insurance coverage applies. The information below lists recent events that have been declared foreseeable, along with the date they became known. Travelers who purchased a policy before the listed date may be eligible for certain coverages related to the event.
Events that may impact travel insurance coverage
(please note: not all events are listed; contact Customer Service with any questions).
| Event Name | Foreseeable Date |
|---|---|
| Winter Storm Fern | January 21, 2026 |
| Tropical Storm Jerry | October 7, 2025 |
| Tropical Storm Imelda | September 28, 2025 |
What to Know About Travel Insurance and Natural Disasters
Travel insurance benefits for natural disasters may include:
Trip Cancellation or Interruption
If your destination is rendered uninhabitable or inaccessible.
Trip Delay
If your flight or cruise is delayed or canceled due to weather.
Emergency Medical and Evacuation
If you’re injured or need assistance during a declared disaster.
Baggage Coverage
If belongings are lost or damaged while rerouting.
Coverage applies only to unforeseen events. Once an event becomes “known,” it is no longer considered unforeseen — meaning policies purchased on or after that date will not cover losses related to that event.
Coverage is subject to the terms and conditions of your policy.
Need assistance? Contact a Travel Insurance Specialist.