Adventure Sports Coverage
Thrill-seekers know that the best trips come with a little adrenaline. Whether you’re scuba diving, skiing or ziplining through the jungle, it’s important to know if your travel insurance covers your favorite activities. Arch RoamRight’s Adventure Sports Coverage upgrade gives you added protection for certain higher-risk sports and activities that aren’t covered under standard plans.
What Is Adventure Sports Coverage?
Adventure Sports Coverage is an optional upgrade that expands your protection to include activities that carry greater risk than traditional leisure travel. Without this upgrade, injuries resulting from these sports may not be covered under your travel insurance policy.
This upgrade is ideal for travelers planning active vacations that include adventure, outdoor exploration or sporting events.
What’s Covered with the Adventure Sports Upgrade?
- Scuba diving (within depth limits and with a certified instructor)
- Mountaineering, rock climbing and trekking (up to specified elevations)
- Parachuting and skydiving
- Parasailing, hang gliding or ziplining
- Skiing, snowboarding and snowmobiling
- Bungee jumping and similar thrill-based activities
(See your policy for the full list of covered activities and applicable conditions.)
What’s Covered Under the Standard Policy
Many recreational or low-risk activities are already covered by standard Arch RoamRight plans, including:
Biking and hiking
Snorkeling
Sailing and kayaking
Recreational swimming
Non-competitive team or individual sports
(Coverage applies when activities are done for leisure, not professionally or competitively.)
Activities Not Covered Under Any Policy
Certain extreme or professional activities are not covered under any Arch RoamRight plan, including:
Racing (motorized bike, or animal)
Base jumping
Free climbing or technical rock climbing beyond specified elevations
Professional athletic or adventure competitions
Use of experimental or custom-built vehicles
(Refer to your policy for the complete list of exclusions.)
Why Add Adventure Sports Coverage?
Even experienced travelers can encounter the unexpected. A single accident during a high-risk activity can lead to costly medical expenses or trip interruptions. The Adventure Sports upgrade helps make sure you’re protected for the activities that make your trip unforgettable, while giving you access to 24/7 global assistance in case something goes wrong.
Plans That Offer the Adventure Sports Upgrade
The Adventure Sports Coverage upgrade is available with:
Pro Plan
Pro Plus Plan
On Trip Plus Plan
Multi-Trip Plan
Choose the upgrade when purchasing your travel insurance to expand your protection.
Explore all Arch RoamRight travel insurance plans to find the right level of coverage for your next adventure.
Frequently Asked Questions
Do I need the Adventure Sports upgrade for all outdoor activities?
No. Many standard recreational activities are already covered. The upgrade is needed only for higher-risk or extreme sports listed in your policy.
Does this coverage include professional or competitive sports?
No. Coverage applies only to non-professional, non-competitive participation in eligible sports and activities.
Are there restrictions on scuba diving or mountaineering?
Yes. Depth and elevation limits may apply, and some activities require certification or a licensed guide. Review your policy for specific details.
If you have questions, our knowledgeable Customer Service Representatives can assist you in finding the right plan. Call us at