Pro Plus Travel Insurance Plan
Our Most Popular, Family-Friendly Coverage for Domestic & International Trips
Planning a vacation with your family? Heading abroad for an adventure? The Pro Plus Plan is one of our most popular options, offering well-rounded protection for both U.S. and international travel. Designed with families and frequent travelers in mind, this plan balances value and coverage so you can focus on enjoying your trip.
Why Travelers Choose Pro Plus
• Coverage designed for family trips with complimentary coverage for kids under 18, provided they are accompanied by a family member.
• Works for both domestic getaways and international adventures.
• Flexible protection that adapts to a wide range of travel needs.
Key Benefits of the Pro Plus Plan
Trip Cancellation & Interruption
Reimburses unused, prepaid, non-refundable expenses if you need to cancel or cut your trip short for a covered reason.
Trip Delay & Missed Connection
Helps cover extra costs like meals, hotels and transportation when your travel is delayed.
Baggage Protection
Covers lost, stolen, or damaged luggage and personal belongings.
Emergency Medical Coverage
Provides benefits for unexpected medical expenses while traveling.
Emergency Evacuation
Covers transportation to the nearest suitable medical facility if needed.
24/7 Travel Assistance Services
Access round-the-clock help for medical, travel or logistical emergencies.
Ready to Protect Your Next Trip?
Explore how the Pro Plus Plan can fit your upcoming travel plans.
Special features:
- Coverage for one child (under 18) included with each insured adult on the plan
- Security, political and natural disaster assistance is automatically included
- No medical deductibles
- A waiver for the pre-existing conditions exclusion is available if all of the following conditions are met:
- Plan purchased within 21 days of the initial trip deposit
- 100% of all travel arrangements subject to cancellation penalties are insured
- Insured is not disabled from travel at the time of purchase
- The booking for the trip is the first and only booking for this travel period and destination
Pro Plus Plan Benefits and Coverages
| Benefits | Maximum Limit |
|---|---|
| Trip Cancellation | Up to 100% of Trip Cost ($50,000 maximum) |
| Cancel for Work Reasons | Up to 100% of Trip Cost ($50,000 maximum) |
| Trip Interruption/Delayed Arrival | Up to 150% of Trip Cost ($75,000 maximum) |
| Trip Delay | $2,000 ($300/day), after a 6+ hour delay |
| Missed Connection | $1,000, after a 3+ hour delay |
| Baggage Delay | $400, after a 12+ hour delay |
| Baggage and Personal Effects | $2,000 ($500 per article, combined limit of $1,000 for valuables) |
| Emergency Accident and Sickness Medical Expense | $100,000, $750 for Dental, no deductible |
| Primary or Excess Medical | Primary |
| Emergency Medical Evacuation and Repatriation | $1,000,000, Evacuation to Hospital of Choice |
| Political or Security Evacuation | $100,000 |
| Accidental Death and Dismemberment - 24 Hour | $10,000 |
| Accidental Death and Dismemberment - Air Only | $25,000 |
| Emergency Travel Assistance Services* | Included |
| Optional Upgrades | Maximum Limit |
|---|---|
| Baggage Upgrade | Delay decreased to 6+ hours, includes business equipment |
| Rental Car Damage | $50,000 max (no deductible) |
| Sports and Equipment Rental Coverage | $1,000 sports coverage, $1,000 sports/business equipment rental, hazardous sports (included in medical expense) |
*Provided by designated assistance provider.
Terms, conditions and exclusions apply. Please see your plan for full details.
For more information about the best plan for your travel needs, contact our licensed, highly-rated customer service team at