Adele DiRende a RoamRight Blog Author

What is Schengen Travel Insurance and Do I Need It?

Many popular tourist destinations for U.S. citizens are located within the Schengen Area – a group of European countries that allow easy passage between their borders. In order to enter a Schengen Nation as a traveler, you are required to purchase insurance or you will not be allowed to enter the country.

Which Arch RoamRight travel insurance plans satisfy Schengen Visa requirements?

Arch RoamRight Preferred, Elite, Pro, and Pro Plus

As a part of the Schengen Visa application process you must have proof of travel insurance with at least $50,000 in emergency medical benefits. With Arch RoamRight, the Preferred, Elite, Pro, and Pro Plus plans, each have emergency medical benefits that either meet or exceed this requirement. If you choose the Arch RoamRight Essential plan, you can reach that medical benefit limit requirement if you also purchase the additional Medical and Evacuation Coverage upgrade.

What are the Schengen countries?

Schengen Nations

The following countries are a part of the Schengen Area which are under an official agreement that allows for easy travel between the countries’ borders.

The following countries are a part of the Schengen Area*:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Why do these countries have this requirement?

In an effort to protect themselves from the financial burden made by medical bills left unpaid by tourists, more and more countries are now requiring visitors to show proof of travel insurance before being allowed to enter. This ensures that in the case of an emergency, the traveler is able to cover any medical expenses should they require treatment.

Are there any other destinations that require travel insurance?

Yes, they include*…

  • Antarctica
  • Cuba
  • Ecuador
  • Thailand
  • Qatar
  • Russia
  • Turkey
  • United Arab Emirates

For more information about countries that require travel insurance, visit our blog post “Countries That Require Travel Insurance,” or search for Schengen Area destinations on our blog.

* The lists above are accurate as of June 2019. For the most up to date information on which countries require travel insurance as well as the details of the requirement, please visit the State Department’s website.

About the Author

Adele DiRende

Adele DiRende, a RoamRight Blog Author

Adele DiRende is a Marketing Intern currently pursuing a degree in Mass Communications at Towson University. Although the wallet of a college student is not kind to those with a passion for travel, Adele has experience in international travel to places like Italy and the UK, as well as domestic travel around the U.S. In addition to travel, Adele enjoys photography, music, and creative writing. Connect with her on LinkedIn.

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