The weather is warming up, the kids are enjoying some time off of school, and it's the perfect time to head out on a vacation. But this beautiful time of year coincides with hurricane season; a risky time to travel for many reasons. With that in mind, we thought we'd offer a few tips on how to plan your trip with hurricane season in mind and what to do should the worst happen.
Officially speaking, hurricane season in the Atlantic and the Caribbean starts on June 1st and goes through November 30th. And while the peak of this season has historically been August-October, hurricanes can of course happen anytime during the entire season. That means you have to be prepared if you choose to travel to any of the affected areas during these popular vacation months.
Thanks to modern meteorology, we all have a good idea many days in advance of when a hurricane is likely to form. Of course we all plan our trips many months and even years in advance, so what do we do if a hurricane is suddenly heading straight towards that beautiful Caribbean resort we've been dreaming about? First, make sure you stay up to date with all warnings well in advance of your trip. An easy way of doing this is signing up for alerts with your airline, but you can also just check the web site for The Climate Prediction Center, who is in the business of predicting storms. Of course, if a major storm is on the way, chances are local and national media will be robustly covering the event as well. Naturally, the best way to prepare for last minute trip cancellations is by having the appropriate level of travel insurance.
First, you need to buy the travel insurance in advance. Taking out a policy AFTER a hurricane warning has been issued is fine, but it also means that your eventual claims will likely be denied. The best practice for any seasoned traveler is to take out the travel insurance when you book your trip. RoamRight's policies cover weather-related natural disasters. Conditions vary by policy, so read the details before you buy, but in general, trip cancellation and trip interruption coverage will go into effect when:
We decided to highlight this particular travel style because, thanks to great deals, it's very popular during hurricane season. But, naturally, it's hurricane season, so being prepared for a storm is an important part of booking a cruise. After you make your initial trip deposit, make sure to take out the appropriate level of travel insurance that covers natural disasters and the trip cancellations and delays they can sometimes cause. If a hurricane approaches while you're at sea, the good news is that the ships can reposition to safer waters, usually guaranteeing an uninterrupted trip. If, however, a storm prevents your arrival to the departure port, you may have an issue as cruise line don't have to compensate passengers if they don't arrive at the port, no matter what the conditions. That's one reason why it's smart to build in an extra day or two in advance of the cruise, to take into account any disruptions. That's also why it's vital to take out a RoamRight travel policy; RoamRight policies are much more robust than plans offered by cruise lines. This is your vacation; don't let Mother Nature ruin it.
As with any trip, you should always be cautious and plan ahead, but that doesn't mean you should be fearful. The summer months are a popular time to travel for a reason - the weather is wonderful! So go ahead and plan that much-needed break, just be sure to do your research and take out the appropriate level of travel insurance beforehand.
Note: Available plans and coverages may have changed since this blog was published.
Arch RoamRight recently launched two plans on our website; learn the differences between the plans.
Volcanic eruptions are natural disasters that may be covered events under Arch RoamRight travel protection plans. From minor disruptions to catastrophic events, volcanos can affect travelers around the world.
A luxury adventure traveler at heart, Matt Long shares his experiences with thousands of readers every day through his travel blog, LandLopers.com. As someone who has a bad case of the travel bug, Matt travels the world in order to share tips on where to go, what to see and how to experience the best the world has to offer. Matt is a Washington, DC based travel writer/photographer and has been featured on many other web sites and publications including BBC Travel, CNN GO, Huffington Post, AFAR Magazine and National Geographic Intelligent Travel. His work is also syndicated on the Flipboard and Pulse apps. Follow Matt on Facebook, Instagram, Pinterest, Twitter and Google Plus.
Travel smarter with travel insurance from RoamRight. Get your free, no-obligation quote online today.
View all Blog Authors
View Countries with Blogs
Sign up for RoamRight's FREE monthly email newsletter to get travel tips, tricks, news, ideas, and inspiration!
The RoamRight mark is used by Arch Insurance Company and owned by its parent company, Arch Capital Group (U.S.). Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under certain policy series, including LTP 2013 and amendments thereto. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. In the event of any conflict between your policy terms and coverage descriptions on this website, the terms and conditions of your policy shall govern. Click here for privacy notice.
Copyright© 2022 Arch Insurance Company. All rights reserved.