Adele DiRende a RoamRight Blog Author

How Travel Insurance Works for Destination Weddings and Honeymoons

A wedding is supposed to be the happiest day of a couple’s lives, surrounded by their friends, family, and loved ones to celebrate and enjoy the day. For destination weddings, all of the guests, including the bride and groom have to travel, and the trip to a beautiful location can be a special event in itself. Except, what if something goes wrong?

If you are planning a destination wedding, or planning to attend one, you may want to consider travel insurance to help protect against some of those “what if” scenarios.

Travel Insurance Coverage for Destination Wedding Guests

There are several types of travel insurance benefits that may be particularly of interest to wedding guests:

Trip Delay

Trip delay is a benefit that may provide coverage if you are delayed for a specified time period while en route to or returning from your trip due to a covered Travel Hazard. For most Arch RoamRight plans, that delay must be six or more hours. However, the time period may change depending on the plan, so it is important to be familiar with the benefit for the plan you purchase. For example, in the case that a snowstorm in the northeast postpones arrival at the wedding destination, travel insurance may be able to help.

Trip Cancellation

Trip Cancellation can be a valuable resource in the case that there are circumstances that cause the trip to be cancelled. For example, if the wedding is taking place in an area vulnerable to hurricanes during hurricane season, you want the wedding party to be covered in case the island gets hit, something happens to the property where you are supposed to stay, or if the trip needs to be cut short because of a storm. Trip cancellation may also provide coverage if a grandparent or child becomes ill and is unable to travel.

Cancel for Any Reason

Cancel for Any Reason (CFAR) travel insurance is available as an upgrade to several Arch RoamRight policies, provided the policy is purchased within 21 days of the traveler making the first payment towards the trip. This type of coverage can be particularly useful for a destination wedding. Yes, that would include in the heartbreaking event that the wedding is called off. If the couple decides to cancel or change their nuptials for any reason, even after they and all the guests have booked, including CFAR coverage would protect all of these guests and the wedding couple. Conditions and limitations may apply.

Coverage for the couple and their honeymoon

Medical Coverage

Nobody plans on falling ill or having a medical emergency while on vacation, least of all on their honeymoon. However, for the rare occurrence of such circumstances when traveling, the savings add up quickly. Purchasing travel insurance could ensure that you’re not stuck with any outstanding medical fees, allowing you to get the care you need while on your trip.

Baggage & Personal Effects

Baggage insurance reimburses you up to the benefit limit of your travel insurance plan for lost, stolen, or damaged luggage and personal items. Arch RoamRight’s designated assistance provider can also assist you in taking the necessary steps to replace passports, tickets, and other important travel documents in the case that they are lost or stolen. If you’re worried about more expensive items like wedding rings or wedding dresses, be sure to check the policy limits before you purchase.

Can you buy travel insurance as a wedding gift?

Sure! If you know the couple’s dates of birth, travel dates and travel costs, buying travel insurance as a wedding gift could be a great way to make sure that the couple is covered for a variety of different situations according to the plan purchased.

You may also be interested in our articles on how to plan a destination wedding, honeymoon ideas, and more on how travel insurance can help protect your honeymoon.

Note: Available plans and coverages may have changed since this blog was published.

About the Author

Adele DiRende

Adele DiRende, a RoamRight Blog Author

Adele DiRende is a Marketing Intern currently pursuing a degree in Mass Communications at Towson University. Although the wallet of a college student is not kind to those with a passion for travel, Adele has experience in international travel to places like Italy and the UK, as well as domestic travel around the U.S. In addition to travel, Adele enjoys photography, music, and creative writing. Connect with her on LinkedIn.

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The RoamRight mark is used by Arch Insurance Company and owned by its parent company, Arch Capital Group (U.S.). Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under certain policy series, including LTP 2013 and amendments thereto. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. In the event of any conflict between your policy terms and coverage descriptions on this website, the terms and conditions of your policy shall govern. Click here for privacy notice.

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