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    Essential Travel Insurance Plan

    The Essential travel insurance package provides the coverage you need to have peace of mind during your trip. RoamRight’s Essential travel insurance package can be broken down into three critical parts:  Trip Cancellation insurancetourist health insurance, and  baggage insurance.

    Special features of the basic travel insurance package include:

    • Trip interruptionand  cancellation coverage for up to the cost of your trip.
    • Medical benefits to cover medical costs incurred during your trip – this important feature is generally not available through Medicare or Medicaid or standard healthcare insurance policies when traveling abroad.
    • Coverage for emergency  medical evacuation costs.
    • Reimbursement for lost or delayed baggage and personal effects.
    • 24/7 Assistance serviceshotline to help you navigate through the claims process, provide travel info, concierge services, and more.
    • If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, then you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy.

    Schedule of Coverage and Services

    Download the complete description of coverage for your state of residency.

    Benefits Maximum Limit Per Person
    Part A - Travel Protection
    Trip Cancellation* Trip Cost**
    Trip Interruption
    ($500 Return Air Only if $0 displayed for Trip Cancellation on Your Confirmation of Benefits.)
    100% of Trip Cost**
    Missed Connection and Itinerary Change (6 Hours) $200
    Trip Delay (12 Hours) $500 ($100/day, 12 hours)
    Part B - Medical Protection
    Emergency Accident and Sickness Medical Expense $15,000
    Deductible $50
    Dental Sublimit $500
    Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains $150,000
    Part C - Baggage Protection
    Baggage and Personal Effects $750
    Per Article Limit $250
    Combined Articles Limit $500
    Deductible $50
    Baggage Delay (24 Hours) $200

     
    *Not applicable when $0 Trip Cost is displayed for Trip Cancellation on Your Confirmation of Benefits.
    ** Up to the lesser of the Trip Cost paid or the limit of Coverage on Your Confirmation of Benefits.

     

    The Essential travel insurance package can be customized by purchasing various upgrades to increase the coverage for your trip. Both the  Preferredtravel insurance and  Elitetravel insurance plans build on RoamRight’s Essential travel insurance package with additional protection. If you feel your trip will require more coverage than what is outlined in the Essential package, consider upgrading to either the Preferred or Elite packages. You can easily compare all three by visiting RoamRight’s  plan comparison page.

    RoamRight representatives are standing by via live chat to instantly answer your questions about our Essential travel insurance package or go over coverage details and upgrades. Let us help you select the travel insurance plan that’s right for you.

    Get A Free Travel Insurance Quote 

    Travel smarter with travel insurance from RoamRight. Get your free, no-obligation quote online today.



    About RoamRight®

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    RoamRight’s travel insurance plans protect leisure, business, student, and group travelers with both domestic and international trips. RoamRight is a registered trade name and brand used by a unit of Arch Insurance Company, a provider of global travel insurance. Our staff and customer service representatives offer customers expert information about trip and medical insurance packages, travel planning, and coverage options.

    Need Emergency Help? Call RoamRight's 24/7 assistance line: Toll-free within the US | Collect outside the US: 1-603-328-1382
    RoamRight Customer Service (M-F 8:30AM - 9:00PM ET): 1-800-699-3845 | RoamRight Claims (M-F 8:30 - 5:00 ET): 1-855-762-6252

    The RoamRight mark is used by Arch Insurance Company and owned by its affiliate, Arch Capital Group (U.S.).  All insurance products offered and underwritten by Arch Insurance Company.


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