Image source (hurricane): National Oceanic and Atmospheric Administration (NOAA)
Whether it's hurricane season or winter, it's always a good time to check your vacation plans and your travel insurance policies. Each travel insurance company has different coverage details. For example, some travel insurance companies offer coverage that only goes into effect once a tropical storm is named, regardless of storm damage. RoamRight, on the other hand, offers coverage based on local and national response to the weather event. It’s best to contact the policy provider directly if you have questions.
To begin with, you’ll need to have purchased your travel insurance policy before any weather event occurs. Buying travel insurance for your trip to the Caribbean when a hurricane warning has already been issued for the area is akin to buying homeowners insurance when your house just caught on fire. You can buy the insurance, but any claims you submit related to that situation will most likely be denied.
RoamRight’s policies* cover weather-related natural disasters – named and unnamed – from hurricanes to blizzards to earthquakes.
RoamRight’s trip cancellation and trip interruption coverage will go into effect when:
If you are a RoamRight traveler and are unsure whether or not your trip is covered by your insurance policy, please call us at 800-699-3845 or email firstname.lastname@example.org.
*Updated on May 8, 2014. Policy coverage may change; please contact us if you have any questions about your current policy.
Note: Available plans and coverages may have changed since this blog was published.
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RoamRight's Marketing Communications Specialist, Victoria Zidwick, has worked in the travel insurance industry for more than five years. She has traveled extensively throughout the United States and has a handful of international travel experiences.Victoria's travel experiences have changed in recent years, as her family grows and she is learning the ins and outs of traveling with children. Connect with Victoria on LinkedIn or follow her onTwitter or Google Plus.
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The RoamRight mark is used by Arch Insurance Company and owned by its parent company, Arch Capital Group (U.S.). Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under certain policy series, including LTP 2013 and amendments thereto. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. In the event of any conflict between your policy terms and coverage descriptions on this website, the terms and conditions of your policy shall govern. Click here for privacy notice.
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